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Missouri Autoowners with Auto Insurance Coverage

Auto Insurance

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Auto Insurance

The state government requires vehicle owners in Missouri to carry automobile insurance on any vehicles operated on public roadways. Many lenders will also require insurance policies to cover financed cars. Ultimately, auto insurance makes roads safer places.

If you or your loved ones in Missouri need auto insurance, contact Ryan Blankenship Insurance Brokerage right away.

Why Does Missouri Require Auto Insurance?

According to the Missouri State Highway Patrol, more than 100,000 car accidents occur annually. Many of these accidents result in injuries and property damage. Owing to the high speeds involved, the damage to both body and property can be extensive. As such, medical bills and repair costs can be quite expensive.

If a vehicle is covered by an insurance policy, medical bills, and property damage may be covered by the insurance provider. Of course, coverage varies from plan to plan. Examining each auto insurance policy closely is crucial, so drivers know what is and is not covered.

Ultimately, state governments require insurance to ensure injured parties are fairly compensated. Missouri is an “at fault” state, meaning that insurers and people can pursue legal cases against the person at fault for an accident. Requiring insurance helps ensure that the liable party has the funds to pay for any damages.

The state of Missouri requires that drivers take out policies that cover the following:

Many people take out insurance plans that cover more. Some insurance policies are more comprehensive and will provide protection against theft, weather damage, and other incidents. What’s right for you? It’s wise to talk with an insurance agent.

If you live in Missouri and want to discuss auto insurance, call Ryan Blankenship Insurance Brokerage.

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